Posts Tagged ‘Pet Insurance’
Dog Health Insurance for Your Pet
The word insurance is one of those words that just makes you cringe. Next to putting gas in your car it seems like the biggest expense you have and there is just so much that you need. You need to keep insurance on your car (it would have been really nice if somebody would have told how big a financial drain that was going to be), if you own a home you pay homeowners insurance, if you rent an apartment you have renters insurance, you struggle with the ever soaring cost of health care insurance, and if you are a really responsible family member you have life insurance. And now you find you are hearing that you should consider purchasing a health insurance plan for your pet dog.
You love your dog, he’s more then a pet, he’s a valued member of your family and probably your best friend. But health insurance? You can barely afford to put food on your table how are you supposed to be able to afford to insure your pet. Besides he’s just a mutt, dog health care insurance is for fancy purebred show dogs, not your rescue pet.
The shoestring you’re probably living on is the very reason you might want to consider putting pet health insurance on your pet. The average dog owner takes their pet dog to the veterinarian approximately 2.3 times a year and it will cost you approximately two hundred and eleven dollars per year. My guess is that each time you pay the vet bill your budget is screaming for mercy.
What happens if your dog contracts a disease, or gets hurt? It doesn’t take much to rack up some pretty serious vet bills. What if you have to leave town and can’t take your dog with you? Can you really afford to leave your dog at a boarding kennel? You already know how much you have to pay for your prescriptions, do you really think that a dog prescription is going to be any cheaper.
Your dog is your best friend and a treasured member of your family could you really live with yourself if you had to put him to sleep just because you couldn’t afford his vet bill.
It is possible to get health care insurance for your dog for approximately ten dollars a month. While it might not cover all of your dogs vet care needs it could help. If you shop around and read each plan carefully you should even be able to find a pet healthcare plan that will help pay for your routine vet visits. Some pet insurance plans will even cover some boarding expenses.
Some questions you should ask the pet health insurance company you are considering buying a pet health care policy from is whether or not your vet accepts that particular type of insurance, if there is a cap on treatments, how much is your deductible, and how will they handle any pre-existing conditions your dog might have.
Tags: Pet InsuranceA Comparison of Five Pet Health Insurance Plans
At the moment there are only a handful of companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.
An insurance plan through Pets Best Pet Insurance will cost approximately $32.00 a month ($384.00 annually). Pets Best will cover pet sterilization provided the pet owner purchases an additional wellness plan. Pets Best does not cover pre-existing medical conditions a pet has so its best to insure them early in life before problems develop. Pets Best has a life time limit of $99,750 dollars per pet. Pets Best health insurance plans come with a $75.00 deductible. Multiple pet discounts are available. Pet’s Best pet health insurance does cover cancer.
Veterinary Pet Insurance is a company that offers pet owner a $14,000 a year cap on an insurance plan that only costs approximately $20.00 dollars a month. Veterinary Pet Insurance offers plans with a $50.00 deductible (after the deductible they pay ninety percent of the bill) on plans that include pet sterilization and cancer coverage. Veterinary Pet Insurance does not accept pre-existing conditions and does not offer multi-pet discounts.
ShelterCare is a pet insurance that cost pet’s owners approximately $29.95. For that $29.95 there is absolutely no deductible and cancer treatments are covered. ShelterCare will not pay for pet sterilization nor will they cover any pre-existing conditions. ShelterCare does not have a benefit cap. ShelterCare offers premium discounts for multi-pet plans, medical service, and micro-chips.
A pet health insurance policy through PetsHealth insurance company will cost the pet owner approximately $37.17 dollars per month. PetsHealth covers 80% of the pets vet bill after the $100.00 doller deductible is paid. PetsHealth has a $13,000 doller cap on each per year. PetHealth does insure pre-existing conditions after ninety days. Multi-pet discounts are available through PetHealth. PetsHealth does offer pet health insurance plans that cover cancer on a case by case basis.
PetCare is a pet health insurance company that estimates the average cost for a policy for a pet is $29.95 a month. This plan includes a fifty doller deductible. While PetCare is happy to cover the cost your pet’s cancer treatments they will not pay for any pre-existing conditions nor will they pay for pet sterilization. PetCare offers discounts for multi-pet plans and medical service.
None of the estimated monthly prices for these insurance companies include any extra insurances riders.
Any one or all of these companies can change their policies between now and the time you purchase a pet health insurance plan.
Remember to read the fine print before you sign up for a pet health insurance plan.
All five of these pet health insurance companies have their own websites where you can go to get up to date pet health insurance quotes.
There are other pet health insurance companies with different prices, discounts, stipulations, and benefit caps if you are not content with the previous five comparisons.
Training Your Golden Retriever
Dogs aren’t like humans, so they need to learn in different ways. Dogs don’t have human responses, meaning that they don’t operate with the principle of right or wrong. Instead, they operate on a principle of response, guided by the actions you give them. If their actions lead to a bad response from you, then they not that what they are doing is wrong and will avoid doing that type of behavior.
If your dog does something right, he should be praised for it. If your Golden Retriever is listening to what you say and doing well, you should reward him with a treat or praise. Letting him know that he is doing good leads to positive response. On the other hand, if he isn’t listening to you or doing the total opposite of what you say, you shouldn’t reward him at all – but instead scold him with a stern NO.
When training your Golden Retriever, timing is the most important factor. If your dog is doing something wrong, you shouldn’t wait or hesitate to correct him. Doing so may send the wrong impression. When your Golden is doing something wrong, you should correct him right then and there, so he will know without a doubt what he is doing wrong.
For example, if your Golden Retriever is chasing cars, you obviously want to stop this habit before it gets it out of hand. The second you see him doing this, you should always stop him and let him know he’s wrong. This way, he will know that chasing cars is something he shouldn’t be doing. It may take a bit of time for him to realize this, and you’ll need to hold your ground and continue to correct him when he is doing something that you don’t approve of.
This type of theory is similar to that of praise. When you see your Golden Retriever doing something right, you should praise him instantly. If you don’t praise him instantly and instead wait until he has stopped, he will assume that you are praising him for stopping. To be on the safe side and get the most from your Golden, you should always praise him when he is behaving in the right way, then correct him when he is behaving in a negative way.
If you take your time and show patience with your Golden Retriever, you shouldn’t have any problems training him. The training process may take quite a bit of time, although it is more than worth it in the end. Once you have trained your Golden Retriever, he will react to what you say, and avoid doing the things he has been corrected for. Training is essential for Golden – and will make him a much better dog when he grows older.
Tags: dog, Pet InsuranceKeeping Your Golden Retriever Healthy
Once you have helped your Golden Retriever build up his immune system, he will be healthy and strong enough to fend off any type of illness. There are ways that you can help your Golden with his immune system, which is more or less what you feed him. If you care about your Golden Retriever and want to help him develop a strong immune system – you’ll find this information very helpful.
When you feed your Golden, give him some homemade food. You can substitute this for canned food, or mix it in together. Homemade food tastes a lot better to your dog, and it contains a lot of the nutrients and vitamins he needs. When you give him water, give him spring water. Although many prefer to give their Golden water from the faucet, spring water is actually a lot better for him than any other type of water.
When you give him a treat or a bone, you should always give him raw bones with plenty of meat on the bone, as they will help him to develop a strong set of white teeth. Teeth are very important with Golden Retrievers, which is why you want to make sure that his teeth stay strong and healthy. If you give him a bone a day, he will have plenty to chew on to keep his teeth healthy. You can also use chew toys as well, especially when you are playing with him, as they will help him to develop strength in his jaws.
You can also help to keep your Golden Retriever healthy by knowing a bit about health problems that he could have. This way, you’ll able to keep track of what your vet diagnoses. If your vet tells you something that is wrong with your Golden, you should know a little bit about what he tells you, and how you can help to take care of the problem.
To help your Golden Retriever avoid any type of reproductive problems, you should look into having a male neutered. Reproductive problems are common with Golden’s, and can lead to more serious problems if you don’t do something about it. If you aren’t planning to breed your Golden Retriever, you should have him neutered as soon as you can, to help prevent any type of reproductive problems.
If you take care of your dog and keep him healthy, he will live a lot longer. You should always strive to keep your dog healthy, so he can live a pain free life. As long as you feed him a proper diet and let him get plenty of exercise, he will stay strong and healthy. Golden Retrievers that grow to be strong and healthy make great pets, as they can join you in exercise and provide plenty of fun for your entire family.
Tags: Pet InsuranceTraveling With Your Golden Retriever
Golden Retrievers love to be included in family activities, which includes take rides in the car and traveling. They love attention, and love for you to treat them just like they are a member of your family. When you first get your Golden Retriever puppy, you’ll have to teach him how to enjoy car rides and traveling, so he can come to appreciate it more as he gets older.
When you decide to take him traveling for the first time, you should always give him food in small amounts throughout the day, while he adjusts to traveling. If you feed him a lot of food before you head out, he may get sick in the car and have an accident. By reducing the amount of food that he consumes, he’ll be much more in control of his bladder and himself.
When you are traveling, always plan to make frequent rest stops and allow your Golden Retriever time to relieve himself. You should also take some time to exercise as well, stopping every few hours for bathroom breaks and exercise. Golden Retrievers will hold themselves if they need to, although it isn’t good for them. No matter how far you travel, you should always be kind to your dog and stop every so often to let him have some time.
A common mistake that many have made, and one you should avoid at all costs, is letting your Golden ride in a moving vehicle with his head out the window. Although you may think this is a good idea, your Golden can easily get an eye, ear, or nose injury. Cars and trucks move at very fast speeds, and something can pop up when you least expect it and do serious damage to your dog.
When you stop for a break or to fill up your car, you should never allow your Golden Retriever to be alone in the car with the windows up. Even though you may crack the windows for him, the heat of summer can result in a heat stroke if you aren’t careful. If your dog does get a heatstroke from being locked up in a hot car, he can easily die before you are able to return to the car. If you simply must leave your dog in the car, make sure that you park in the shade and give him plenty of air.
As long as you do your part and take care of your Golden Retriever when you travel, he will love to travel with you. Traveling is something that your Golden needs to get used to, although most adapt to it fairly quick. Once you have taken your dog traveling with you, he will know when it’s time to travel and eventually learn to tell you when you need to stop so he can use the bathroom.
Tags: Pet Insurance

